Windowshoppers’s Weblog

Pusuit of Success

Latest fashion finds April 13, 2008

Filed under: Uncategorized — windowshoppers @ 1:21 am

Dear Peepers,

Got inspired to plan some daily wearables for the upcoming week. Do feel free to drop your comments.

Saturday Night at the Pub!

The Basic with a tinge of colours!

Hope you guys are having a great weekend so far!


Food For Your Skin April 12, 2008

Filed under: Uncategorized — windowshoppers @ 12:19 am

The health of your skin stems from within. The role of beauty products is for maintenance of our skin’s conditions.
Just like for a healthy body we need to eat well, it goes the same for our skin.

1. Nourish your Skin with Fish

Fish such as Salmon and Tuna are rich in Omega-3 fatty acids, which is classified as a type of essential fatty acid. It has been also found to reduce inflammation as well as soothe skin conditions such as psoriasis and also dry skin problems.

Omega 3 Fatty acids are not being synthesized by our body, hence we need to obtain in from our diet. One such diet that is high in Omega 3 Fatty acid component is The Mediterranean Diet which emphasizes on diet full of fish, seafood, whole grains, fresh fruits and vegetables and also garlic which are rich in Omega-3 fatty acida.
Another component of Mediterranean diet which boost a high level of Omega-3 Fatty acid is in Olive oil. Just one tablespoonful of olive oil per week is sufficient to clear pores as it is packed with antioxidants.

Other than the above-mentioned foods, you might also consider supplementing your diet with fish oil which which you can also obtain a high amount of Omega-3 Fatty acids. On top of this, fish oil is also rich in Vitamin A. Deficiency in Vitamin A might create alot of skin problems such as being prone to pimples. Evening Primrose oil is also recommended as it not only helps to maintain skin elasticity, it also helps to burn fats.
Exercise also promotes production of collagen and help delay the aging process altogether.

2. Fill your plates with Greens

Green vegetables are packed with antioxidants which helps to reduce inflammation and neutralise cell-damaging agents. 5 to 6 servings of greens per day is the recommendation. You should also include orange vegetables and fruits in your diet as they are high in beta-carotene which will be converted to Vitamin A in the body and help repairs damaged cells. It aids in the repairing process of conditions such as rough and irregular patches on the skin in cases of acne.
Some examples of such fruit and vegetables are carrot, pumpkin, peaches and apricot.
To prevent yourself from indulging in unhealthy snacks during the day at work or when out with friends, you may cut some healthy snacks such as cucumber , carrot and peppers and bag them as snacks.

3. Think Zinc

This is a very important mineral to healthy skin. It can alleviate conditions such as acne, dermatitis and eczema.
Zinc is present in wide array of foods, especially protein which are contained more in meat produce. As for vegetarians, you may also obtain zinc from dairy products, soy, lentils, nuts, seeds and wholegrain cereals. It is better to obtain your daily dose of Zinc from food to prevent an overdose. An overdose of Zinc might pose health problems such as anaemia, weakened immune functions and heart problems.

4. Chomp your hazelnuts, walnuts, pistachio and almonds

Nuts contains vitamins that gives you good skin as well as help to lower your ‘LDL cholesterol and raise the good ‘HDL’ Cholesterol which promotes a healthy heart.
Nuts are basically rich in fibre, potassium, folate, calcium and phytonutrients as well. Consume nuts which are unsalted and unsweetened to prevent loading up on unnecessary calories since nuts are high in fat. Examples of such healthy nuts are almonds, pistachio (which enhances energy and promotes normal appetite), Macadamia nuts (which is high in fibre and aid movements along digestive tract), Hazelnuts (Rich in Vitamin E which contributes to red blood cell formation and also a good source of Thiamine to enhance energy levels), Pine Nuts (which is a form of seeds, they are higher in monosaturated fat swhile being packed with Vitamins A,C and D).

5. Don’t forget your 2 F’s (Fluid & Fibre)

Our body cell comprises of 70% water which is constantly depleted and hence needs to be replenished throughout the day.
People often misinterpret the condition of puffiness. It is often believed that if we get skin puffiness, our cells are full of water, in fact it is otherwise.
When our cells are lack of water which is essential, our cells tend to retain water as a response to deficiency in fluid. This results in puffiness and unhealthy looking skin.
Alot of us feels mistakes thirst for hunger, the next time you feel the urge of bingeing on that snack, try gulping down a glass of water and you will probably discover that you could easily refuse that snack you were about to pick up.
Consuming sufficient fibre prevents constipation and also aid waste excretion, this prevents toxins from building up in our body.

6. Get a daily dose of exercise

Exercise encourages your heart to pump oxygen into your bloodstream. Perspiring helps to rid toxins out of your body. Exercise also helps one to deal with stress effectively so as to prevent frowns and a tired complexion from showing up on your face which might ultimately lead to wrinkles. You may choose from a range of workouts such as yoga, running, swimming, spinning, boxing and pilates.


Surviving a Financial Crisis

Filed under: Uncategorized — windowshoppers @ 12:18 am

Decisions and changes made in life will most definitely have an impact on your financial status.
The following are some scenarios which might pose a drastic change in your finances and here are some ways to tackle them.

Scenario 1: Divorce
In the recent years, divorce rates in Singapore are constantly on the rise. Statistics have shown that in 68.6% of the cases, the wife is the petitioner.
Studies have shown that the women tend to be more financially unstable after a divorce.

Women always ask if they could get Maintenance?

Under the Women’s charter, the ex-husband have to maintain the role of catering to the needs of his ex-wife and children after a divorce. Often, this is on a monthly basis until his ex-wife remarries or he pass away. The amount could also be paid in one full sum.  Some factors such as the ex-husband’s income, the ex-wife needs and her standards of living will be taken into consideration before any decision is made as to what is the final sum of maintenance fee the ex-wife is entitled to.

How will assets be divided between us?

Assets namely, matrimonial home, bank accounts, CPF monies accumulated during marriage, club memberships, vehicles, share options and retirement monies are a few among others.
If the assets are acquired by both during time of marriage, the assets will be divided equitably between the two parties. But if the wife did not acquire any of the assets the husband did during the time of marriage, she is also entitled to an equitable share.
Above these, a portion of the husband’s income will go to the ex-wife unless she is drawing a higher pay cheque. In such case, the ex-wife will only receive a nominal amount of maintenance fee.

What if the husband does not comply to his maintenance payments?
If the husband does not keep up with his payments, the ex-wife can bring this issue up to the family court. The court can order his employer to deduct a percentage from his salary to be deposited into the ex-wife’s account monthly. This is not automatic, it is only by request from the ex-wife.

Scenario 2: A Poor Investment (Property)

Property prices have been on the rise, however, compared to prices of those who bought their homes in 1997, it may still not be as high as what they paid back then.

Always do your assessment
As a buyer, we must always weigh out the objectives of our purchase. As in purchasing a property, a large capital sum is involved with a high transaction cost.

The Mortgage
If you have difficulty managing your mortgage, visit financial advisors at the bank and negotiate with them for solutions. Some may allow you to pay the interest portion of the loan for a short period of time. They may also lengthen the loan period to reduce monthly installment amount and even allowing you to include a secondary loan applicant to help service the initial loan.

Scenario 3: Temporary Loss of Income
For instance, sudden disability which are never expected may land you into the scenario of a temporary loss of income.

Cast your Security Net
Losing your income and hence unable to maintain your lifestyle could be devastating. But you can insure against risk such as illnesses and disabilities due to accidents. An income protection plan will allow you and your family to be able to carry on your daily lifestyle without worrying about having a regular source of income.

Get advice from Experts

Insurance plans may work for some not all. You may consult a professional financial planner or advisor who can draw up a substantial financial plan allowing you to set aside a sum of savings for unpredictable rainy days.
They can also help you determine essential expenses, compulsive or incidental expenditures and maximize your available resources.

To Get Started:

1. Assess your monthly expenditures and make plans to set aside a fixed amount as a cumulative emergency fund.

2. Borrowings should be reduced to the minimum to prevent your budget from being inflexible. Also, make it a point to pay off all unsecured credit expenses every month.

3. Should you have lost your job, be realistic and not turn to unsecured credit, stock speculations and gambling for a quick buck. You should prioritize your spending and live economically. Pay for the more vital things like mortgage, installments, utilities bills and groceries first.

4. Seek help by contacting your banks informing them you have lost your job. Request for a reduced payment for a limited time till you get employed again.

Hope you have found these information useful!


Top 5 Best and Healthiest food April 11, 2008

Filed under: Uncategorized — windowshoppers @ 11:54 pm

Load your body with nutrients packed food and feel your body going longer distance with you.

1. Salmon They are a good source of Proteins and Omega -3 Fatty acids which helps lower LDL Cholesterol and increase the HDL Cholesterol levels. Cholesterol cannot dissolve in blood. They are transported via lipoproteins which are namely Light Density Lipoproteins (LDL) and High Density Lipoproteins (HDL). LDL are considered the “bad”. With too much of it circulating in the blood, it will slowly build up on the inner walls of arteries leading to the brain and heart. Together with other substances, it will form plague which is a thick and hard deposit causing arteries to be narrowed, decreasing its flexibility. This condition is known as artherosclerosis, if a clot is form heart attack or stroke may result. HDL are the “good” cholesterol, it tends to carry cholesterol away from the arteries and back to the liver, where it is excreted from the body, thus slowing the build up of plague, preventing the formation of clot and hence a heart condition. There, it is important to consume foods that helps lower the bad LDL cholesterol and increase the good HDL cholesterol to have a healthy heart.

2. Soy They contain a high quantity of proteins which comprise of essential amino acids. They are dense in calcium, Iron, zinc, Phosphorus, magnesium, Vitamin B, Omega 3 fatty acid and fibre. They are also packed with isoflavones, which studies have shown can help decrease risk of heart diseases. Isoflavones have shown through research to aid in the decrease of LDL and helps soothe menopausal conditions. Calcium in soy helps to strengthen bones structure to prevent bone loss as we age.

3. Greens They are packed with Vitamins A & C, iron, Calcium, phytonutrients, fibre, low in calories and are mainly filling for the stomach. Examples of greens are namely: Spinach, Kale, collard green, Bok Choy, Broccoli, asparagus, green beans, etc. Phytonutrients are a natural substance found in foods of plant origin, which play a potentially beneficial role in the prevention and treatment of disease. The best known phytonutrients are carotenoids, flavonoids and isoflavones. Carotenoids include yellow, orange, and red pigment in fruits and vegetables. Dark, green, leafy vegetables are rich in the carotenoid, beta- carotene but the usual yellow color is masked by the chloraphyll the green pigment in the vegetables. Flavonoids are reddish pigments, found in red grape skins and citrus fruits, and isoflavones can be found in peanuts, lentils and soy.

4. Berries Little known that these small little fruits are full of Vitamin C, folate, fubre and phytonutrients. They also contain antioxidant which can help fight free radicals and are known to be a disease – fighting food. For instance, cranberries and blueberries helps fight painful bladder infections.

5. Whole Grains A grain is considered whole when all three parts – bran, germ and endosperm – are present. Some examples of such are wild rice, brown rice, quinoa, barley to name a few. They are packed with Vitamin B and E, Magnesium, Iron and Fibre. Whole grains have been shown to reduce the risk of heart diseases by decreasing cholesterol levels, blood pressure, and blood coagulation. Whole grains have also been found to reduce the risks of many types of cancer. They may also help regulate blood glucose in people living with diabetes. Other studies have also shown that people who consume more whole grains consistently weigh less than those who consumed less whole grain products. Are you motivated to packed your meals with the above foods yet?


How to be Happy!

Filed under: Uncategorized — windowshoppers @ 11:53 pm

Pursuit of Happyness!

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Often, we find ourselves obsessed with achieving goals to bring us cheer and excitement – buying new cars, property, brand new outfit or scoring well for the exams.
We will then realize how short-lived this joy is. As soon as we have signed the cheque, we find ourself asking “What’s next?”
We need to find long term happiness, which many of us have perceived wrongly. Most of us feels that we are living in a community of materialism whereby we need to own a Hermes or Louis Vuitton in order to be of some social status.

Happiness cannot come from without, it has to come from within.” Hellen Keller

Kickstart the process by being totally honest with yourself and think about what truly aspire you most.

Here’s a step by step guide to help you realise what truly aspire you:

1. What makes you Unhappy?
Unhappiness may arise from internal or external sources. External sources refers to problems in one’s life such as a sick child or job retrenchment.
Consider the following unhappiness factors to see if they affect you:

Envy & Discontentment
Envy is the ulcer of the soul. If someone’s wealth and well-being makes you unhappy, then they control your well-being. Learn to celebrate the successes of others. It is natural to want to own better things, but if you always feel that the grass is on the greener side, you are always going to be dissatisfied with your life.

Playing the Blame Game
We may not be able to control circumstances, but we are always in control of our reactions to them. Instead of resorting to blame when things goes wrong, learn to take the responsibility of every failure and learn from it so that you can grow.

Perfection is highly unattainable and seldom a necessity, so stop stressing Junior for not making it to the best. Learn to accept the imperfections in life as no one is perfect.

The Glass is half empty
To you, if the glass is always half empty, bear in mind that it is also half full. So identify your positive qualities and accomplishments and it is never too late to rectify the areas that are pulling you down rather than dwell on it too much.

Having No Purpose
Leading a meaningless life might make you doubt yourself and your existence. So love what you do. Do what you love. Inject meaning in your life by doing what your heart wants to.

2. Bust the Myths

Often, the things we seek to soothe our souls are the ones which feeds our fears and cause happiness to elude us. This is called being stuck in the “Happiness Trap”.

Being Rich Will Make Me Happier
Research has shown that once income exceeds the poverty level, having more money brings very little extra happiness. This is because we are wrong to assume that “things aren’t always making us happy, they are the wrong things!”

Money Doesn’t Matter
Some people believe too strongly in “Money can’t buy happiness”. But in reality, money still matter to a certain extent especially to put that food on the table or pay your electricity bills.

A Life of Leisure will Make me Happy
A life full of leisure will quickly lead to boredom. We need to work to be productive and to bring fulfillment into our lives. The key point is to find purpose in what you do and giving your best.

3. Make yourself Happy

Happiness is a state of the mind which can be affected by external factors. The degree of happiness can be greatly affected by many factors like friendships, roman relationships, finances and career. The quickest path to happiness is addressing your outlook in life and by changing circumstances wherever possible. Here are several points on how to learn to be happier:

Nurture important relationships
Make time for positive and encouraging relationships. Studies have shown that happy people tend to build stronger friendship and ties, so set some time aside to bond with people you care for.

Small nice Gestures
Kind acts be it big or small makes the person performing it happier. So what are you waiting for? Throw someone a compliment and give up your seat to the elderly now!

Stroke the Flame of Love
Keep relationship strong by showing how much you care. Instead of grumbling as to why the husband is staying out late again. Perhaps cook up a nice dinner, nag less, compliment him more.

Get in touch with your Spiritual side
Finding greater purpose than oneself and having a sense of belonging are some benefits of being part of a spiritual support group.

Watch Your dollars
Having three to six months of your salary set aside for rainy days and living within your means can provide you a peace of mind. Financial gurus advise that your total debts should not exceed 20 per cent of your drawing salary. Not only are you leading a debt-free life, yet also knowing that your basic needs are covered will definitely decrease your stress levels and make you happier.

Count your happiness
Look around you and find things which you have in your life rather than those which you don’t. Like a doting husband, supportive family, good friends and career. By counting your blessings reminds you of the security you enjoy and gives you a fresh perspective on life.

Pick yourself up and move on
Don’t blame yourself too much should you fall short of your expectations. Treat your failure with humour, maintain a smile and try again.

Hope you have gained a new sight of life from this.